Funding Guide

    AT-HM funding under Support at Home, explained plainly

    AT-HM is the part of Support at Home that pays for assistive technology and home modifications. This guide covers what the scheme is, the three funding tiers, how long you have to use the money, how to access it, and the honest answer to the question we are asked most: can technology like a Lumin CareHub actually be claimed?

    Figures on this page are drawn from the Department of Health, Disability and Ageing (health.gov.au) and My Aged Care guidance. Last reviewed August 2026. Scheme amounts and rules change, so confirm current figures with My Aged Care before you rely on them.

    What the AT-HM scheme is, in plain language

    AT-HM stands for Assistive Technology and Home Modifications. It is a dedicated funding scheme that sits alongside Support at Home. Where your ongoing services budget pays for people and time - nursing, personal care, cleaning, transport - AT-HM pays for things: equipment, devices and physical changes to the home that help someone stay safe and independent.

    The two budgets are separate. That matters, because it means an item funded through AT-HM does not eat into the hours of care a person receives each quarter. It is also why AT-HM is worth understanding properly rather than treating it as a footnote to Support at Home.

    AT-HM replaced the ad hoc way equipment was handled under Home Care Packages, where technology sat inside general service categories with no dedicated stream. For a fuller comparison of the two systems, see in-home care technology and Support at Home.

    The three AT-HM tiers

    AT-HM funding is approved at one of three tiers. The tier is set at assessment, based on the assessed need and the cost and complexity of what is required.

    Low tier

    Under $500

    Simple, low-risk items that do not need a prescription - grab rails, non-slip matting, basic aids.

    Medium tier

    Up to $2,000

    More substantial equipment or minor home modifications. A prescription from a suitably qualified practitioner is normally required.

    High tier

    Up to $15,000

    Significant modifications or complex equipment, supported by quotes and a prescription. Amounts above $15,000 can be requested where justified.

    The funding window: how long you have

    12 months

    The standard window. AT-HM funding is available for 12 months from the date of your service agreement.

    24 months

    For people with a progressive condition, where needs are expected to change and equipment may need to be staged over a longer period.

    AT-HM funding does not roll over into the ongoing services budget, and unused amounts are not banked indefinitely. If a device is part of the plan, it is better to substantiate and claim it early in the window than to leave it to the last quarter.

    The access path, step by step

    1. 1

      Assessment

      An aged care assessment through My Aged Care identifies goals and needs. Equipment needs are recorded here - this is the step where technology either gets written into the plan or does not.

    2. 2

      Tier approval

      The assessment outcome sets the AT-HM tier and the amount available.

    3. 3

      Choose a provider

      You select a registered provider to arrange the item or modification.

    4. 4

      Provider notifies Services Australia

      The provider records the AT-HM item against your plan through the aged care provider portal.

    5. 5

      Funds available

      The item is supplied and the provider claims against the AT-HM budget.

    Requesting more than $15,000

    Where the assessed need genuinely exceeds the high tier - major bathroom or access modifications, or complex equipment - a separate request is made through My Aged Care. You will need:

    • A completed request form
    • Quotes for the proposed items or works
    • A prescription or written recommendation from a suitably qualified practitioner

    The published target for a decision is around 14 calendar days from a complete submission. Incomplete evidence is the most common cause of delay, so it is worth getting quotes and the prescription lined up before lodging.

    Where technology like Lumin sits - the honest answer

    The department's published AT-HM examples lean heavily towards mobility, toileting and bathing equipment - walking frames, commodes, shower chairs. Communication and monitoring technology is not obviously represented in those examples. So the honest answer to "can I claim a Lumin CareHub under AT-HM?" is: yes, it can be funded, but it is not automatic and it depends on how the need is framed.

    AT-HM decisions are made against assessed need and care plan goals, not against a product catalogue. A claim succeeds when the technology is clearly tied to a goal the assessor has already recorded. The goals that typically carry a Lumin claim are:

    • Safety at home and the ability to raise an alert, including after a fall
    • Medication and appointment prompting where memory is a factor
    • Reducing social isolation where standard phones, tablets and apps are not usable
    • Enabling care to be delivered or checked remotely between visits
    • Supporting a person to remain at home rather than move to residential care

    Where it tends to fail is when the request is framed as "a tablet". A general-purpose consumer device is hard to justify as assistive technology. A purpose-built, accessibility-first device prescribed against a documented need is a different proposition.

    What a provider or assessor needs from Lumin

    We are used to being part of this paperwork and we will help you substantiate a claim. Here is what we can supply.

    Product specification and pricing

    Written specifications for the Lumin CareHub and connected peripherals, with purchase and monthly rental pricing so a quote can be attached to a request.

    Needs-to-features statement

    A plain-English mapping of assessed needs - falls response, medication prompting, isolation, remote care - to the specific capabilities that address them.

    Prescriber information pack

    Material an occupational therapist or allied health prescriber can review and reference when writing a recommendation.

    Provider support

    Help for the provider claiming on a participant's behalf, including what to record and how the deployment and support arrangement works.

    AT-HM questions, answered

    What is the AT-HM scheme?

    AT-HM stands for Assistive Technology and Home Modifications. It is the funding scheme that sits alongside Support at Home and pays for equipment and home changes that help an older person stay safe and independent at home. It is budgeted separately from the ongoing services budget used for personal care, nursing and everyday living support.

    What are the AT-HM funding tiers?

    There are three tiers. Low is under $500 for simple, low-risk items. Medium is up to $2,000. High is up to $15,000, and higher amounts can be requested where the need is justified with quotes and a prescription.

    How long do I have to use AT-HM funding?

    AT-HM funding is generally available for 12 months from the date of your service agreement. Where a person has a progressive condition, that window extends to 24 months. Unused AT-HM funding does not roll into your ongoing services budget.

    Can technology like Lumin be claimed under AT-HM?

    It can, but it is not automatic. The published AT-HM examples lean towards mobility, toileting and bathing equipment, so a claim for communication and monitoring technology needs to be tied clearly to assessed goals such as safety, falls response, medication prompting or reducing social isolation. An assessor or occupational therapist decides based on the assessed need, the goal in the care plan and the supporting evidence, not on the product category.

    Do I need an occupational therapist prescription?

    For low-tier items, generally no. For medium and high-tier items, and for any request above $15,000, a prescription from a suitably qualified practitioner such as an occupational therapist is normally required, along with quotes.

    What does Lumin provide to support a claim?

    We provide written product specifications, pricing including any rental option, a plain-English statement of the assessed needs the Lumin CareHub addresses, and information a prescriber or provider can attach to a request. Contact us and we will send the pack for your situation.

    Working out whether Lumin can be funded for you

    Tell us your situation and we will tell you plainly what we think applies, what evidence would support a claim, and what it costs if funding is not available.

    Get in Touch